HRA Calculator
Find out how much of your House Rent Allowance is tax-free under Section 10(13A). Enter your basic salary, HRA received, rent paid, and city to determine exempt vs taxable HRA.
How to Use HRA Calculator
2. Enter the total annual HRA received from your employer.
3. Enter the total actual rent paid during the year.
4. Select whether you live in a Metro city (Delhi, Mumbai, Kolkata, Chennai - 50%) or Non-Metro city (40%).
5. Click 'Calculate HRA Exemption' to view the 3 statutory conditions, tax-exempt HRA, and taxable HRA.
How It Works: HRA Calculator
Formula & Calculation Methodology
1. Actual HRA received from employer
2. Rent paid minus 10% of Basic Salary + DA
3. 50% of Basic Salary (for Delhi, Mumbai, Kolkata, Chennai) OR 40% of Basic Salary (for all other cities)
Taxable HRA = Actual HRA Received - Exempt HRA
Notice: Designed to provide accurate results based on the standard formulas described above.
Practical Real-World Examples
• Basic Salary: ₹6,00,000
• HRA Received: ₹2,40,000
• Rent Paid: ₹1,80,000
Condition 1: Actual HRA = ₹2,40,000
Condition 2: Rent - 10% Salary = ₹1,80,000 - ₹60,000 = ₹1,20,000
Condition 3: 40% of Basic = ₹2,40,000
• Minimum of three = ₹1,20,000 (Exempt HRA)
• Taxable HRA = ₹2,40,000 - ₹1,20,000 = ₹1,20,000
Frequently Asked Questions
Find verified answers regarding HRA Calculator, calculations, formulas, data privacy, and supported features.
No. HRA exemption under Section 10(13A) is only available under the Old Tax Regime. The New Tax Regime does not allow HRA deductions.
For Indian income tax purposes, only four cities are legally designated as metros: Delhi (NCR), Mumbai, Kolkata, and Chennai. All other cities (including Bangalore, Hyderabad, and Pune) fall under the 40% non-metro limit.
Yes. If the annual rent paid exceeds ₹1,00,000 (over ₹8,333 per month), the employee must submit the landlord's PAN to the employer.
The HRA Calculator is a free, fast online utility designed to Calculate House Rent Allowance (HRA) tax exemption under Section 10(13A) of the Income Tax Act.. To use it, enter your inputs or upload your file into the tool interface above, adjust any custom options, and get your calculated or converted result immediately.
No. All calculations run strictly in your web browser. None of your entered values, confidential numbers, or personal text are stored, logged on our servers, or shared with third parties.
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